Digital transformation in automotive finance continues to advance, even amid uneven market conditions.
As dealers, lenders, and service providers navigate inventory fluctuations, margin pressure, and changing consumer demand, digitization of back-office finance processes remains a critical priority. The shift from paper-based workflows to digital contracting and documentation is steadily reshaping operational efficiency across the industry.
This whitepaper from Wolters Kluwer presents the Q1 2025 findings of the Automotive Finance Digital Transformation Index, which tracks how rapidly the auto finance industry is adopting digital workflows. The index highlights sustained long-term growth in eContracting adoption and increased digitization activity across securitized markets.
Drawing on four years of industry data, the report offers a clear view of how digital adoption is progressing, where momentum is accelerating, and what these trends signal for lenders and dealers moving forward.
You will learn how:
- Digital adoption in automotive finance has grown steadily over the past four years
- Wolters Kluwer tracks eContracting and securitization trends through the Digital Transformation Index
- eContracting adoption continues to rise despite modest quarter-over-quarter growth
- Securitized markets show renewed momentum in digital documentation workflows
- Long-term digitization supports operational efficiency and risk reduction
This whitepaper is designed for auto finance executives, lenders, dealers, and operations leaders seeking data-driven insight into the pace and impact of digital transformation across the industry.
Download the whitepaper from Wolters Kluwer to explore the latest index findings and understand how digital adoption trends are shaping the future of automotive finance.

